HDFC Ergo Critical Illness Insurance
BENEFITS
Upto 15 Critical Illnesses covered
The bigger the health coverage, the lesser stress for you and that is exactly what we are offering – coverage of wide range of illnesses in a single plan.
Lump Sum payment in a single transaction
To save you from additional worry and time required to check with the insurance company about money clearances, we pay the sum insured in a single transaction.
Comprehensive plans
We are offering two wide-ranging plans. Find the plan that best matches with your needs.
Option to buy for 1 & 2 Years
The plans are available for one or two years with the option of easy renewals.
KEY HIGHLIGHTS
Financial Security
Your treatment will have little or no impact on your hard-earned savings as the insurance will take care of the hospital bills.
Quality Medical Treatment
You won’t have to worry about not being able to afford the medical expenses at quality hospitals. Courtesy the insurance, you can get the best treatment available to help you recover.
Free Look Period
We provide a free look period of 15 days starting from the date of receipt of the policy document.
No Medical Check-Ups
No medical check-ups up to the age of 45 years.
Tax Saving Under Section 80D
Taking this critical illness cover will also give you tax benefits and you can save tax up to ^^Rs. 50,000.
Lifetime Renewability
The policy can be renewed for a lifetime period.
Advantages of Critical Illness Insurance
Having critical illness insurance will give you an added advantage in securing your health and wellbeing. Here are some advantages of the same.
- Provides coverage for life-threatening illnesses: Unlike your standard health insurance policy, critical illness policy will cover you for life-threatening diseases like cancer, brain tumor, kidney failure, paralysis, which might not fall under the umbrella of a standard health insurance policy. Paying a premium in time for a critical illness policy, you can rest assured of getting financial support during a medical emergency.
- Provides tax benefits: A critical illness plan cover provides tax benefits under section 80D and also during the claims one receives a tax-free lump sum amount.
- Provides a lump sum for treatment: The advantage of the critical illness policy is that it gives you a lump sum during the claim that will help you spend the amount the way you want to manage your expenses during the treatment. cover at affordable premiums for bigger coverage. You can choose from HDFC ERGO’s Critical Illness Plans and stay guarded against any such emergency.
- Provides easy access to claims: During the claim one will not need to provide bills and other documents as done during a claim for a standard health insurance policy. Only proof of the diagnosis of the illness can help.
- Provides with less waiting period: A critical illness policy usually has a reduced waiting period and a claim can be placed as soon as the wait period is over.